Many trustees are ready to diversify but are held back by complexity. At Ez SMSF we make crypto straightforward, you choose the investments & we quietly manage the rest.
You decide where and how you trade. Ez SMSF connects seamlessly with multiple trusted Australian crypto providers, giving you access to Bitcoin, Ethereum and a wide range of digital assets.
Every purchase, sale, swap and income payment flows automatically into your fund’s records. We import transactions, match them to cash movements, code investment income correctly and keep your balances up to date - no manual spreadsheets, no chasing statements.
Our integrated systems handle the heavy lifting so your annual financials, tax returns and audit packs are accurate and on time.
You retain complete visibility and control over every trade. We simply remove the admin burden that stops so many trustees from growing their SMSF the way they want.
Already have an SMSF?
Transfer your SMSF to Ez SMSF
instantly & for free!
Ez SMSF transfers your SMSF electronically into our administration with no hassle, leaving you to focus on what’s most important - your retirement.
Transfer your SMSF today!
It only takes a few moments to begin your transfer.
Placing crypto inside your SMSF delivers real, long-term advantages:
Concessional tax treatment: investment earnings and gains are taxed at just 15% in the accumulation phase.
Capital gains discount: hold for more than 12 months and the effective rate drops to 10%.
Tax-free in pension phase: once your SMSF is paying pensions, crypto gains can be entirely tax-free.
True diversification: add an asset class that moves independently of shares, property and cash.
Full trustee control: you choose the providers, the timing and the strategy - no one else decides what belongs in your fund.
The result is more of your growth staying in the fund, working for your future.
Risks of Holding Crypto in Your SMSF.
Crypto offers exciting potential, but it also carries elevated risks that every SMSF trustee must manage carefully.
Market volatility can be significant, and rapid price swings may affect your fund’s short-term liquidity. Security is another key consideration—lost access keys, platform failures or theft can lead to permanent loss of value.
On top of standard investment risks, SMSF rules add layers: the assets must be held strictly in the fund’s name, separated from any personal holdings, and valued accurately at 30 June for your financial statements and audit.
Poor records or non-compliance can trigger audit qualifications or penalties.
That is why we build strong processes around every crypto position - clear ownership, reliable data feeds and proactive support - so you can pursue the upside with confidence and peace of mind.
Common Crypto Admin Issues for Trustees.
Many existing SMSF holders tell us the same frustrations:
Endless manual transaction tracking across multiple exchanges and wallets.
Difficulty proving ownership - wallets or accounts not clearly registered in the SMSF’s name.
Challenges obtaining timely, auditor-ready market valuations at year end.
Record-keeping gaps that lead to incomplete audit evidence or qualified reports.
Mixing personal and fund crypto, which breaches separation rules.
Overwhelming compliance work when the fund grows in complexity.
These issues eat time, create stress and can quietly expose your fund to unnecessary risk.
Ez SMSF removes them entirely. Your dedicated Client Service Manager and the integrated systems handle the detail, so you never have to.
Ready to add crypto to your SMSF?
Book a free, no-obligation call with our team.
We’ll listen to your current setup and show you exactly how effortless your next steps can be - whether you already hold an SMSF or are exploring one that supports crypto from day one.
Yes, SMSFs can legally invest in Bitcoin, Ethereum and other digital assets. The key is making sure your trust deed and investment strategy allow it, the assets stay strictly in the fund’s name, and everything meets ATO rules.
At Ez SMSF we make the whole process straightforward while handling the administration and compliance.
You open an account with an AUSTRAC-registered Australian crypto exchange in the name of your SMSF, then transfer funds from your SMSF bank account. Every trade flows automatically into your fund records.
Or if you prefer, Ez SMSF can open your crypto account, ensure everything is set up correctly & provide you with all of the details you need to begin your crypto journey.
Unfortunately no, crypto is treated as a general asset, not a listed security, so related-party transfers are not allowed. Your SMSF must purchase crypto directly with its own funds.
Ez SMSF guides you through the clean, compliant route so you avoid any breaches and move forward with confidence.
Yes, hardware wallets are fine as long as the wallet is purchased by the SMSF, registered in the fund’s name, and used only for SMSF assets. We support clear, auditable setups so your chosen storage method stays secure and fully compliant.
Crypto must be reported at market value on 30 June using reliable exchange data. Our team ensures accurate, supportable valuations are ready for your statements and audit every year.
It should clearly reflect your choice, including the risks and how it fits your overall diversification and retirement goals. Ez SMSF makes updating your strategy simple and keeps it aligned with everything else we manage with you.
Many older deeds don’t explicitly permit digital assets. We can review yours through our SMSF Health Check and, if needed, arrange a simple update so you stay fully compliant without delay.
We connect your chosen platforms, import every transaction automatically, maintain accurate records, prepare valuations and handle all reporting and audit requirements.
You keep 100% control of the investments; we quietly remove the hassle.
Mixing personal and SMSF holdings, using personal wallets, poor record-keeping, missing CGT events on swaps, and inadequate year-end valuations. These are exactly the issues we prevent from day one.
Our flat monthly fee covers the full administration, transaction handling, reporting and your dedicated Client Service Manager - with no hidden extras for crypto.
You get predictable, transparent costs and the confidence that everything is looked after.
