What Can Be Included in an Estate Plan - and How Your SMSF Fits Perfectly.
An estate plan is your complete blueprint for what happens to everything you’ve worked for.
It can cover your home, investments, personal belongings, insurance policies, and – most importantly for SMSF trustees – the benefits held inside your SMSF.
With Ez SMSF, your fund stays fully under your control while we make the estate planning side effortless.
We coordinate your SMSF assets seamlessly with the rest of your plan so nothing is left to chance.
Why an Estate Plan (and Including Your SMSF) Changes Everything
Imagine the quiet confidence of knowing your family will be looked after exactly as you intend – without stress, disputes or surprises.
Including your SMSF delivers even greater benefits:
Your super benefits pass directly to the people you choose (often with tax advantages).
You protect your legacy from unnecessary tax or legal complications.
Your loved ones receive clarity and speed at a time when they need it most.
You keep complete control today while giving them certainty tomorrow.
It’s the ultimate way to simplify what matters most.
The Key Elements of Your Estate Plan.
You choose exactly the level of protection that feels right for your family and your SMSF.
From the essential foundations of a Will and Binding Death Benefit Nomination, to deeper safeguards like a Testamentary Trust, Enduring Power of Attorney, and Advanced Care Directive, every element is flexible and yours to select.
We explain each one clearly and simply, so you can build a plan that matches your wishes perfectly - giving you complete control and lasting peace of mind.
Will
Your Will is the foundation – a clear, personal statement of how you want your assets, including your SMSF, distributed.
It gives your family direction and peace of mind, turning your vision into lasting security.
Testamentary Trust
Build extra protection and flexibility into your Will through a Testamentary Trust.
This lets you control how and when your loved ones receive their inheritance – safeguarding assets for children, grandchildren, or those who need extra care.
Enduring Power of Attorney
Appoint someone you trust to make financial (and/or medical) decisions if you ever can’t.
This simple document keeps your affairs moving smoothly and protects your SMSF and other assets when life takes an unexpected turn.
Advanced Care Directive
Clearly outline your wishes for healthcare and lifestyle choices.
It ensures your values guide every decision – giving you and your family the comfort of knowing your voice will always be heard.
Also known as:
Advance Health Directive (QLD, WA)
Advance Personal Plan (NT)
Advance Care Plan/Statement of Choices, Health Direction (ACT)
Super Binding Death Benefit Nomination
The SMSF-specific tool that lets you decide exactly who receives your super benefits.
It’s legally binding, straightforward and one of the most powerful ways to protect your family’s future while, keeping your SMSF exactly where it belongs – in your control.
Already have an SMSF?
Transfer your SMSF to Ez SMSF
instantly & for free!
Ez SMSF transfers your SMSF electronically into our administration with no hassle, leaving you to focus on what’s most important - your retirement.
Transfer your SMSF today!
It only takes a few moments to begin your transfer.
Most trustees don’t realise just how much power their SMSF holds when it comes to protecting and growing their family’s future.
Your SMSF can pay for your entire Estate Plan
Even though your Will, Testamentary Trust, Enduring Power of Attorney and Advanced Care Directive sit outside the fund, your SMSF is allowed to cover the full cost.
That means one simple, compliant step can fund everything - without touching your personal funds.
You get complete peace of mind and full control, all paid for from the place you already trust with your retirement.
Your SMSF can continue after you’ve passed
Your SMSF doesn’t have to wind up - it can keep running exactly as you designed it, building intergenerational wealth for your children, grandchildren and beyond.
When the time is right, you can appoint successor directors to your SMSF to continue your fund after you pass.
Your hard work lives on, your tax advantages stay in place and your legacy grows quietly, year after year.
Ready to Protect What Matters Most?
Book a relaxed, no-obligation chat with our team. We’ll walk you through how an Estate Plan integrates effortlessly with your new or existing SMSF – and answer every question in plain English.
Yes, it’s the simplest way to make sure everything you’ve worked for goes exactly where you want. A clear Will removes guesswork for your family and gives you the quiet confidence that your wishes will be honoured. At Ez SMSF we see how one straightforward conversation can turn uncertainty into lasting peace of mind.
Your assets are distributed according to fixed state rules - which often don’t match what you would have chosen. This can mean extra stress, delays, and outcomes that feel unfair for your loved ones. A simple Will puts you back in control and saves your family unnecessary worry.
Every 3-5 years, or whenever life changes - marriage, divorce, children, grandchildren, or a big shift in your SMSF. We make it effortless at Ez SMSF, one quick chat and we’ll check everything lines up so your plan stays perfectly current.
Someone you trust completely, often a partner, adult child, or close friend who is organised and calm under pressure. The right Executor simply makes everything smoother for everyone. We can help you think it through clearly.
It’s one of the kindest things you can do for your family. It appoints someone you trust to handle your finances if you ever can’t. No stress, no court involvement - just calm continuity when it matters most.
It’s your clear voice for health and lifestyle decisions if you’re unable to speak. It ensures your values guide every choice, giving you and your family complete reassurance that you’ll be looked after exactly as you wish.
Not at all. If you have a home, super, investments, or loved ones who depend on you, a simple estate plan protects them and removes future worry. We’ve helped many everyday SMSF trustees create plans that feel perfectly right for their family - without complexity.
Your SMSF sits outside your Will, but it’s easy to direct those benefits exactly where you want. At Ez SMSF we make it straightforward, so your super works seamlessly with the rest of your legacy and your family receives exactly what you intended.
It’s a special trust built inside your Will that adds protection and flexibility for your loved ones, controlling how and when they receive their inheritance. Many SMSF trustees choose it for extra security and tax advantages; we’ll explain if it fits your situation in plain English.
Yes - passwords, accounts, crypto, photos and online subscriptions can all be included. We help you list them clearly so nothing important gets lost and your Executor knows exactly what to do.
No - your SMSF is handled separately, but it’s simple to make sure those benefits go exactly where you want. At Ez SMSF we guide you through the right steps so everything lines up effortlessly with the rest of your plan.
It’s your clear instruction telling your SMSF trustee exactly who receives your super benefits. It gives you total control and your family certainty - no surprises, no delays. We help you set it up once and keep it current so you can relax.
Many trustees do, because it adds protection, flexibility and potential tax benefits for your loved ones. We’ll walk you through whether it’s the right fit for your family - always keeping things simple and focused on what matters to you.
With the right documents in place (including your Enduring Power of Attorney and updated trustee arrangements), the right person steps in smoothly. At Ez SMSF we make sure your fund stays protected and your wishes are followed - no drama, just continuity.
How can I make sure my SMSF and estate plan work together perfectly?
One calm conversation is all it takes. We review your SMSF alongside your Will, Power of Attorney and nominations so everything flows exactly as you intend — giving you control today and peace of mind for tomorrow.
