---
title: SMSF Calculators | Upgrade Your SMSF - Ez SMSF
description: Free SMSF calculators for existing trustees and new entrants. Compare setup & ongoing costs, borrowing capacity, contribution room and break-even savings.
---

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### Get a Callback ↓

# SMSF Calculators.

#### See What Your SMSF Could Do For You.

Run the numbers yourself.   
No pressure, no jargon - just clear, honest insights into costs, savings, borrowing power and long-term growth.

[Book a Call](https://www.ezsmsf.com.au/contact-us)

![SMSF Calculator](https://www.ezsmsf.com.au/hs-fs/hubfs/Calculator/Calculator%20with%20Logo%20-%20Transparent%20-%20Lossy.webp?width=500&height=500&name=Calculator%20with%20Logo%20-%20Transparent%20-%20Lossy.webp)

## Coming Soon...

In the coming weeks, we will have an array of SMSF Calculators that will answer nearly every question you can possibly have about running your existing SMSF or anything you need to know about establishing a new one.

Let us know what calculators you'd like to see in this space!

![Corkscrew Arrow - Transparent - 115deg 600px x 450px](https://www.ezsmsf.com.au/hs-fs/hubfs/Corkscrew%20Arrow%20-%20Transparent%20-%20115deg%20600px%20x%20450px.png?width=600&height=450&name=Corkscrew%20Arrow%20-%20Transparent%20-%20115deg%20600px%20x%20450px.png)

## Already have an SMSF?

### Transfer your SMSF to Ez SMSF

### instantly & for free!

Ez SMSF transfers your SMSF electronically into our administration with no hassle, leaving you to focus on what’s most important - your retirement.

## Transfer your SMSF today!

It only takes a few moments to begin your transfer.

[Get started](https://www.ezsmsf.com.au/contact-us)

### Why Trustees Choose Ez SMSF.

- Existing SMSF
- New SMSF

If your current administrator feels like it’s holding you back, you’re not alone. Many trustees tell us their old setup no longer fits the size or ambition of their fund.

With Ez SMSF you keep 100% control of every investment decision while we handle the entire admin load - annual reporting, tax returns, audits, lodgements, and day-to-day compliance. 

- A dedicated Client Service Manager who actually knows your fund and answers the phone.
- Seamless electronic transfer with no disruption to your investments.
- A clear SMSF Health Check delivered in plain English.
- Access to our full ecosystem (investments, insurance, estate planning, borrowing, and more) - all under one roof.
- Flat, transparent pricing that doesn’t penalise growth.

The result? Less paperwork, fewer surprises, and more time to focus on growing your wealth your way.

 

 

 

 

![Changing SMSF Admins - Transparent - 300px W](https://www.ezsmsf.com.au/hs-fs/hubfs/Changing%20SMSF%20Admins%20-%20Transparent%20-%20300px%20W.png?width=395&height=175&name=Changing%20SMSF%20Admins%20-%20Transparent%20-%20300px%20W.png)

 

Tired of your regular super fund’s limited options and one-size-fits-all approach?

An SMSF with Ez SMSF gives you the freedom to invest in property (including borrowing), shares, ETFs, term deposits and cryptocurrencies - while we remove the complexity.

You’ll enjoy: 

- Complete control over your investments, SMSF direction & decisions.
- Professional administration, reporting and auditing - all handled for you.
- Dedicated personal support from day one.
- Comprehensive guidance with anything you decide to do. Ask us how!
- Peace of mind that everything stays fully compliant year after year.

It’s your super, run your way - made genuinely effortless.

 

 

 

 

![Nexus Rise 3D Render Standing Front Perspective with Sparkle - Transparent](https://www.ezsmsf.com.au/hs-fs/hubfs/Nexus%20Rise%203D%20Render%20Standing%20Front%20Perspective%20with%20Sparkle%20-%20Transparent.png?width=200&height=200&name=Nexus%20Rise%203D%20Render%20Standing%20Front%20Perspective%20with%20Sparkle%20-%20Transparent.png)

 

## Ready to See What’s Possible?

Our calculators are a starting point. The real clarity comes from a quick, free, no-obligation chat with one of our team.

We’ll review your numbers together, answer your questions and show you exactly how Ez SMSF can make your SMSF work harder.

Existing SMSF Call

New SMSF Call

<iframe src="https://calendly.com/ezsmsf/existing?hide_gdpr_banner=1&amp;background_color=f5f7fa&amp;text_color=666666&amp;primary_color=003366&amp;embed_type=Inline" title="Existing SMSF Call" loading="eager" fetchpriority="high" allow="payment"></iframe>

<iframe src="https://calendly.com/ezsmsf/existing?hide_gdpr_banner=1&amp;background_color=f5f7fa&amp;text_color=666666&amp;primary_color=003366&amp;embed_type=Inline" title="New SMSF Call" loading="eager" fetchpriority="high" allow="payment"></iframe>

### SMSF Comparison FAQs.

- How much does SMSF administration actually cost?
  
  Most low-cost providers start around $1,000–$2,200 a year but add extras for audits, amendments or complex assets.
  
  At Ez SMSF we charge one flat fee of $350 per month ($4,200 a year) that covers full administration, financial reporting, tax returns, audit coordination, ASIC/ATO facilitation, your dedicated Client Service Manager and more. No surprises, no add-ons.
- What exactly is included in the monthly fee?
  
  Everything your existing SMSF needs to run smoothly: annual financial statements, tax return preparation and lodgement, audit coordination, ongoing compliance checks, document storage, bank feeds and direct phone access to your own Client Service Manager.   
  We also include your personalised SMSF Health Check each year so you always know where you stand.
- Will I have a real person I can call, or is it email-only?
  
  You get your own dedicated Client Service Manager from day one - someone who knows your fund inside out. Phone, email or app message - whatever works for you.
- How long does it take to transfer my existing SMSF?
  
  We handle the entire transfer for you.
  
  Once you book a call and provide your current administrator’s details, the move typically takes 7–14 days.
- Can you handle complex assets like property, crypto or shares?
  
  Yes - seamlessly. Whether it’s direct property, limited recourse borrowing, crypto holdings or a diversified share portfolio, we manage all the reporting, valuations and compliance so you can focus on the investment decisions.
- How do response times compare between providers?
  
  With Ez SMSF you receive a personal reply the same day in most cases (often within hours). Many traditional or low-cost administrators take 2–5 business days or longer, leaving you chasing updates.
- Is there a minimum balance required to join?
  
  No. We welcome existing SMSFs of any size. Our flat fee structure is designed to work whether your fund is $200,000 or $2 million-plus.
- How do I know my SMSF will stay fully up to date?
  
  Depending on your funds requirements, we will contact you as soon as anything needs your attention, so you can rest assured your fund is always up to date. 
  
  If your fund is running smoothly, we will  provide a comprehensive SMSF Health Check every year and deliver it to you in plain English, however our clients hear from us much more frequently than this.
- What technology do you use and is it easy for me?
  
  We use [BGL SF360](https://www.bglcorp.com/simple-fund-360-professional/) (Australia’s leading SMSF software) plus [Karbon](https://karbonhq.com/) as your client portal. You get a simple app for uploading documents, seeing tasks and messaging your manager - no clunky old systems.
- Do I still keep 100% control over my investments?
  
  Absolutely. You decide every investment - property, shares, crypto, term deposits, whatever fits your strategy.
  
  We handle the administration so you can enjoy the freedom without the paperwork.
- How does the audit process work with Ez SMSF?
  
  We coordinate everything with an independent auditor, prepare all the files, answer queries and deliver the final audit report to you.
  
  You don’t chase documents or deal with back-and-forth.
- Are there any hidden fees or extra charges?
  
  No. Our $350 monthly fee is all-inclusive for standard existing SMSF administration.
  
  We tell you upfront if any one-off work (such as a trust deed update) is ever required.
- How experienced is your team with SMSFs?
  
  Our Client Service Managers are SMSF specialists who have collectively supported thousands of funds.
  
  We built Ez SMSF specifically to fix the common frustrations trustees tell us about with other administrators.
- What if I need extra help with estate planning, insurance or property?
  
  We have a seamless in-house ecosystem so your dedicated Client Service Manager can quietly connect you with the right specialist (legal, insurance, mortgage or real estate) - all while you stay in control.
- Why should I switch from my current SMSF administrator?
  
  If your current provider feels outgrown, slow to respond or leaves you doing too much yourself, switching to Ez SMSF gives you dedicated human support, predictable flat-fee pricing, faster service and complete peace of mind. 
  
  Thousands of trustees have already made the move and never looked back.

Services

Services

- [Investments](https://www.ezsmsf.com.au/smsf-investments)
- [Insurance](https://www.ezsmsf.com.au/smsf-insurance)
- [Estate Planning](https://www.ezsmsf.com.au/smsf-estate-planning)
- [Financial Advice](https://www.ezsmsf.com.au/financial-advice)
- [Administration](https://www.ezsmsf.com.au/smsf-administration)

Pricing

Pricing

- [Pricing](https://www.ezsmsf.com.au/pricing)
- [Compare](https://www.ezsmsf.com.au/compare)
- Calculators

Connect

Connect

- [Contact Us](https://www.ezsmsf.com.au/contact-us)
- [Book a Call](https://www.ezsmsf.com.au/contact-us)
- [How Ez SMSF Works](https://www.ezsmsf.com.au/how-ez-smsf-works)
- [Legals](https://www.ezsmsf.com.au/legals)

Investments

Investments

- [Property](https://www.ezsmsf.com.au/smsf-investments/smsf-property)
- [Share Trading](https://www.ezsmsf.com.au/smsf-investments/smsf-share-trading)
- [Crypto](https://www.ezsmsf.com.au/smsf-investments/smsf-crypto)
- [Term Deposits](https://www.ezsmsf.com.au/smsf-investments/smsf-term-deposits)
- [Precious Metals](https://www.ezsmsf.com.au/smsf-investments/smsf-precious-metals)

[![Ez SMSF Administrator](https://www.ezsmsf.com.au/hs-fs/hubfs/Ez%20Horizontal%203D%20Render%20(1000px%20x%20200px).png?width=200&height=40&name=Ez%20Horizontal%203D%20Render%20(1000px%20x%20200px).png)](https://www.ezsmsf.com.au)

- [Legals](https://www.ezsmsf.com.au/legals)

© 2026 Ez SMSF Pty Ltd.

Ez SMSF Pty Ltd (ABN 16 693 890 069, Tax Agent Registration Number 26374813) is a registered tax agent under TASA 2009. Ez SMSF provides SMSF administration and tax agent services. Ez SMSF does not provide financial product advice (whether general advice or personal advice) or any recommendation that takes into account your (or your Fund’s) individual financial circumstances, objectives or needs. Ez SMSF is one business within an ecosystem of separate businesses that together provide a range of services for SMSF trustees to make self-managed super easier. Each entity in that ecosystem is a separate, independent legal entity with its own licensing, authorisations, systems and responsibilities. Ez SMSF can refer you to a completely independent and separate AFSL-licensed entity for financial advice on matters connected with the establishment, transfer or ongoing management of your SMSF. Before deciding to establish or transfer an SMSF, or make any financial decisions regarding your SMSF, you should consider obtaining independent advice from a licensed financial adviser as appropriate. It is your decision whether or not to seek personalised professional advice. No referral fees, commissions, or other benefits are paid by Ez SMSF or received by the AFSL-licensed entity in respect of any referrals between the two businesses. Other businesses in the ecosystem may receive referral fees where this is appropriate and permissible by law. Liability limited by a scheme approved under Professional Standards Legislation. By using our website or service in any way, you agree to our Privacy Policy and Terms & Conditions.

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