Can my SMSF pay for financial advice?

Yes, if the advice relates to the fund such as investment strategy, insurance, estate planning or retirement income. This makes advice tax-effective and paid directly from your SMSF.

Do I need a Statement of Advice?

No. For general advice you do not need a Statement of Advice. Ez SMSF provides clear written general advice that is straightforward and easy to understand.

What is the difference between general and personal advice?

General advice is not tailored to your personal circumstances. Personal advice is tailored to you. Ez SMSF provides general advice that is often sufficient for SMSF trustees while remaining compliant.

How much does financial advice cost?

Costs vary with complexity and are transparent and tied to value delivered. Fees are fee-for-service. Your SMSF can often pay directly for fund-related advice.

How often should I review my advice?

At least annually or when your circumstances or markets change. Regular reviews are part of the Ez SMSF advice process to keep your strategy on track.

Advice That Puts You in Control.

Achieve Your Goals with Confidence.

Tailored strategies that help your SMSF work harder for the life you want, without ever taking investment decisions out of your hands.

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Grow your wealth & reach your goals faster

Clear strategies that align your SMSF investments with what matters most.

Whether that’s building a larger legacy, buying property, or creating more flexibility in retirement.

Protect what matters with the right insurance

Review and optimise life, TPD and income protection cover held inside (or outside) your fund so your family stays protected without paying more than necessary.

Maximise your super & retire with confidence

Understand how much you need, when you can access it, and how to structure pensions or transition-to-retirement strategies that suit your preferred retirement lifestyle.

Reduce tax and debt efficiently

Identify legitimate opportunities to minimise tax across contributions, earnings and withdrawals while keeping everything fully compliant.

Gain peace of mind with expert, ongoing support

A dedicated point of contact who knows your SMSF inside out and is always available when life or markets change.

Avoid costly mistakes at life’s big transitions

Whether it’s inheritance, redundancy, marriage, divorce or business sale, get practical guidance so your SMSF stays on track through every chapter.

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Discovery Meeting

A relaxed 30 minute conversation (phone or video) to understand your current situation and what you want your SMSF and retirement to look like.

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Understand Your Goals & Situation

We review your SMSF, other assets, family circumstances and priorities in plain English.

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Tailored Strategy

You receive a clear, written strategy focused on general advice only, designed specifically around your SMSF and your objectives.

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Implement

We help put the agreed strategy into action, working seamlessly with your Ez SMSF administration team and any other specialists you need.

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Regular Reviews

Ongoing check-ins to keep everything aligned as your life and needs evolve.

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Already have an SMSF?

Transfer your SMSF to Ez SMSF

instantly & for free!

Ez SMSF transfers your SMSF electronically into our administration with no hassle, leaving you to focus on what’s most important - your retirement.

Your SMSF can pay for your Financial Advice

Your SMSF itself can cover the cost of Financial Advice, as long as it relates to your fund.

That includes guidance on your personal circumstances as they connect to the SMSF, investment options, insurance arrangements, estate planning and more.

The advice is practical and fully aligned with what you’re already doing, so you get expert input without reaching into your everyday cash flow.

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Encompassing everything under one roof - organised and you save

When advice comes through Ez SMSF, everything stays connected.

Your Adviser can make full use of the tax-friendly environment inside your SMSF, while you benefit from the seamless ecosystem we’ve built.

No juggling multiple providers.

No duplicated effort.

Just one team that already knows your fund, coordinates effortlessly with your administration and helps you keep more of what you’ve worked hard to build.

Financial Advice FAQs.

Can my SMSF pay for Financial Advice?
Yes, and it’s one of the smartest, most tax-effective advantages of running your own SMSF. As long as the advice relates to your fund (for example, investment strategy, insurance held inside the SMSF, estate planning connected to your super, or how your personal circumstances link to your SMSF goals), your fund can cover the cost directly. You stay in complete control of every investment decision, and you don’t need to dip into your everyday cashflow.
Do I need a Statement of Advice (SOA) to set up or manage my SMSF?
What types of financial advice can I get for my SMSF?
You can receive General or Personal Financial Advice for your SMSF, which can cover range of practical areas: reviewing your investment strategy, optimising insurance (life, TPD, income protection), estate planning (wills, binding death benefit nominations, powers of attorney), structuring retirement income streams, tax-efficient contribution strategies, and aligning everything with your overall goals.
What is the difference between general and personal financial advice?
What’s the difference between general and personal financial advice for SMSF trustees?
How much does financial advice for an SMSF typically cost?
Do I need a Financial Adviser?
How much does Financial Advice cost in Australia?
How do I know if my Financial Adviser is qualified?
How are Financial Advisers paid?
There are several models:
- Fee-for-service (FYI: Ez SMSF uses this model),
- Asset-based fees, or
- A combination. (Commissions on certain products are now heavily restricted.)
A good adviser will explain their fee structure clearly upfront so there are no surprises.
What services does a Financial Adviser provide?
Is Financial Advice worth it?
How often should I review my financial plan?
What is the best interest duty?
Can I get free Financial Advice?

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